All-world + 30% Europe
Compare with up to four others in one currency →
70% global equity plus 30% developed-Europe equity, which lowers the US share of the portfolio.
Specialty portfolio. Its tilts add concentration and deviate from the global market. It can trail a broad market-cap-weighted portfolio for long periods. Core vs specialty.
Target weights
- 70% All-world equity
- 30% Europe equity
Returns over a period you choose
Set the same months and currency as your bank or broker statement to compare like with like. Month-end data; last month-end Sep 2026.
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The variant is the base currency the fund set is built for (bonds hedged to that currency where a hedged class exists; it is the same switch as “Base currency” further down). Show returns in only changes the currency the result is measured in, for example a USD-variant portfolio seen by a CHF investor.
Calendar-year returns in the period (partial years marked with their number of months)
Simulated past performance. These figures are back-tested from month-end prices of proxy ETFs (listed below), not the record of a real account, and past performance is no guarantee of future results. They include each proxy ETF's ongoing charges (already in its price) and reinvested distributions, and assume monthly rebalancing to the target weights. They are before trading costs, bid-ask spreads, platform, custody or advisory fees, FX conversion costs and your taxes. Currency conversion uses Yahoo Finance month-end FX rates. Returns are time-weighted, for a single amount invested at the start; a bank statement that includes deposits or withdrawals may show a money-weighted return, which can differ. The first month with a return for this portfolio is Nov 2011 in every variant. How periods and currency conversion work. Information only, not advice.
Historical risk statistics
Derived at build time from month-end prices of proxy ETFs (listed below), converted to each base currency, rebalanced monthly. CAGR = compound annual growth rate. Volatility = annualised standard deviation of monthly returns. Max drawdown = largest peak-to-trough fall in month-end value. These are historical facts about proxies, not forecasts, and they exclude trading costs and taxes.
| Base | Window (longest common) | CAGR | Volatility | Max drawdown | Worst calendar year | Best calendar year | Common window* |
|---|---|---|---|---|---|---|---|
| USD | 2011-11 – 2026-09 14.9 yrs · trough 2022-09 | 10.1% | 13.7% | -25.5% | -17.1% (2022) | 26.2% | 2019-03 → CAGR 12.3%, vol 15.3%, MDD -25.5% |
| EUR | 2011-11 – 2026-09 14.9 yrs · trough 2020-03 | 11.8% | 12.1% | -20.0% | -11.9% (2022) | 28.1% | 2017-12 → CAGR 11.1%, vol 13.0%, MDD -20.0% |
| GBP | 2011-11 – 2026-09 14.9 yrs · trough 2020-03 | 11.6% | 11.1% | -16.6% | -7.1% (2022) | 26.4% | 2017-12 → CAGR 10.7%, vol 11.6%, MDD -16.6% |
| SGD | 2011-11 – 2026-09 14.9 yrs · trough 2022-09 | 10.3% | 11.3% | -21.1% | -17.6% (2022) | 29.0% | 2019-03 → CAGR 11.6%, vol 12.4%, MDD -21.1% |
| CHF | 2011-11 – 2026-09 14.9 yrs · trough 2020-03 | 9.9% | 13.1% | -22.0% | -16.2% (2022) | 23.0% | 2018-05 → CAGR 8.6%, vol 14.4%, MDD -22.0% |
*Common window = the period over which every core (non-multi-asset) portfolio has data in that base currency (USD from 2019-03, EUR from 2017-12, GBP from 2017-12, SGD from 2019-03, CHF from 2018-05). Use it for like-for-like comparison. A specialty portfolio whose proxies start later shows its own (later) start date here. Data: Yahoo Finance daily adjusted close prices via the open-source yfinance library, downloaded at build time. Only derived statistics are published. Last month-end used: 2026-09-30.
Proxies used for the statistics
| Building block | USD | EUR | GBP | SGD | CHF |
|---|---|---|---|---|---|
| All-world equity | iShares MSCI ACWI UCITS ETF (USD, LSE) ISAC.L | iShares MSCI ACWI UCITS ETF (USD, LSE) ISAC.L | iShares MSCI ACWI UCITS ETF (USD, LSE) ISAC.L | iShares MSCI ACWI UCITS ETF (USD, LSE) ISAC.L | iShares MSCI ACWI UCITS ETF (USD, LSE) ISAC.L |
| Europe equity | iShares Core MSCI Europe UCITS ETF (EUR, Euronext Amsterdam) IMAE.AS | iShares Core MSCI Europe UCITS ETF (EUR, Euronext Amsterdam) IMAE.AS | iShares Core MSCI Europe UCITS ETF (EUR, Euronext Amsterdam) IMAE.AS | iShares Core MSCI Europe UCITS ETF (EUR, Euronext Amsterdam) IMAE.AS | iShares Core MSCI Europe UCITS ETF (EUR, Euronext Amsterdam) IMAE.AS |
ETF options for each building block
The base currency changes the statistics and which exchange line is shown first (for example SIX in CHF, Xetra in EUR, London in GBP or USD). It does not change the fund: every line of an ETF is the same fund. ETFs with no line trading in your base currency are still listed, marked, and placed after those that have one. Base, fund and trading currency explained.
For each slot we list every ETF in our curated list that matches your filters. The order is neutral: lowest TER first, then larger fund size, then longer track record. Being listed first is not a recommendation. Check the issuer documents (KID, prospectus) and your broker's availability before acting.
70% · Global all-world equity
| # | ETF | TER | Type | Fund size | Since | Listings (ticker, exchange, trading currency) – USD line first |
|---|---|---|---|---|---|---|
| Amundi Prime All Country World UCITS ETF DistIE0009HF1MK9 · Amundi · Ireland | 0.07% | DistributingPhysical | USD 9.0bnas of 2026-09-30 | 2024-02 | WEBG (SIX, USD)WEBJ (Xetra, USD) · WEBG (SIX, CHF) · WEBG (Xetra, EUR) · WEBK (Xetra, GBP) · PACW (LSE, GBP) | |
| Amundi Prime All Country World UCITS ETF AccIE0003XJA0J9 · Amundi · Ireland | 0.07% | AccumulatingPhysical | USD 9.0bnas of 2026-09-30 | 2024-06 | WEBQ (Xetra, USD)WEBN (Xetra, EUR) · WEBN (Borsa Italiana, EUR) | |
| Xtrackers FTSE All-World UCITS ETF 1CIE000L6ZMMC4 · Xtrackers (DWS) · Ireland | 0.07% | AccumulatingPhysical (sampled) | GBP 134mas of 2026-10-20 | 2026-04 | ALLW (LSE, USD)XALL (SIX, CHF) · ALLW (Xetra, EUR) · ALLG (LSE, GBP) · ALLW (Borsa Italiana, EUR) | |
| Vanguard FTSE All-World UCITS ETF (USD) DistributingIE00B3RBWM25 · Vanguard · Ireland | 0.14% | DistributingPhysical | USD 87.3bnas of 2026-10-21 | 2012-05 | VWRD (LSE, USD)VWRL (SIX, CHF) · VGWL (Xetra, EUR) · VWRL (LSE, GBP) · VWRL (Borsa Italiana, EUR) · VWRL (Euronext AMS, EUR) · VWRL (Euronext Paris, EUR) | |
| Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80 · Vanguard · Ireland | 0.14% | AccumulatingPhysical | USD 87.3bnas of 2026-10-21 | 2019-07 | VWRA (LSE, USD)VWRA (SIX, CHF) · VWCE (Xetra, EUR) · VWRP (LSE, GBP) · VWCE (Borsa Italiana, EUR) · VWCE (Euronext AMS, EUR) | |
| Invesco FTSE All-World UCITS ETF AccIE000716YHJ7 · Invesco · IrelandInvesco blocks automated downloads; TER/size read from Invesco factsheet via search index, SIX/Xetra/LSE listings from the exchanges, other listings from Bogleheads list. Inception date not verified. | 0.15% | AccumulatingPhysical | USD 5.2bnas of 2026-09-30 | n/a | FWRA (LSE, USD)FWRA (SIX, CHF) · FWIA (Xetra, EUR) · FWRG (LSE, GBP, quoted in pence) · FWRA (Borsa Italiana, EUR) | |
| SPDR MSCI ACWI IMI UCITS ETF (Acc)IE00B3YLTY66 · SPDR (State Street) · IrelandIncludes small caps (IMI index). | 0.17% | AccumulatingPhysical (optimised) | USD 9.2bnas of 2026-09-30 | 2011-05 | IMID (LSE, USD)IMID (SIX, USD) · SPYI (Xetra, EUR) · IMIE (Borsa Italiana, EUR) · IMIE (Euronext Paris, EUR) | |
| iShares MSCI All Country World UCITS ETF (Acc)IE00B6R52259 · iShares · Ireland | 0.20% | AccumulatingPhysical (optimised) | USD 36.7bnas of 2026-10-19 | 2011-10 | ISAC (LSE, USD)SSAC (SIX, USD) · SSAC (SIX, CHF) · IUSQ (Xetra, EUR) · SSAC (LSE, GBP, quoted in pence) · ISAC (Borsa Italiana, EUR) · SSAC (Euronext AMS, EUR) | |
| UBS MSCI ACWI SF UCITS ETF USD accIE00BYM11H29 · UBS · Ireland | 0.21% | AccumulatingSynthetic (swap) | USD 12.3bnas of 2026-09-30 | 2018-11 | ACWIA (SIX, USD)ACWIA (Borsa Italiana, EUR) | |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingIE00BNG8L278 · Vanguard · Ireland | 0.24% | Accumulating ESGPhysical | USD 1.9bnas of 2026-10-21 | 2021-03 | V3AA (LSE, USD)V3AA (SIX, CHF) · V3AA (Xetra, EUR) · V3AB (LSE, GBP) · V3AA (Borsa Italiana, EUR) · V3AA (Euronext AMS, EUR) · V3AA (Euronext Paris, EUR) | |
| Vanguard ESG Global All Cap UCITS ETF (USD) DistributingIE00BNG8L385 · Vanguard · Ireland | 0.24% | Distributing ESGPhysical | USD 1.9bnas of 2026-10-21 | 2021-03 | V3AL (LSE, USD)V3AL (SIX, CHF) · V3AL (Xetra, EUR) · V3AM (LSE, GBP) · V3AL (Borsa Italiana, EUR) · V3AL (Euronext AMS, EUR) · V3AL (Euronext Paris, EUR) | |
| Xtrackers MSCI AC World Screened UCITS ETF 1CIE00BGHQ0G80 · Xtrackers (DWS) · IrelandScreened (ESG exclusions) version of MSCI ACWI. | 0.25% | Accumulating ESGPhysical (sampled) | GBP 5.5bnas of 2026-10-20 | 2014-02 | XMAW (SIX, USD)XMAW (Xetra, EUR) · XMAW (LSE, GBP, quoted in pence) · XMAW (Borsa Italiana, EUR) | |
| Invesco FTSE All-World UCITS ETF CHF PfHdg AccIE000SHR0UX9 · Invesco · IrelandPortfolio-hedged to CHF: hedges non-CHF developed-market currencies and may hedge some emerging-market currencies (per factsheet). | 0.20% | Accumulating CHF-hedgedPhysical | CHF 4.3bnas of 2026-09-30 | 2024-02 | FWCA (SIX, CHF) no USD listing, trades in CHF on SIX | |
| UBS MSCI ACWI SF UCITS ETF hEUR accIE00BYM11K57 · UBS · IrelandHedging applies to developed-market currencies (per factsheet index description). | 0.21% | Accumulating EUR-hedgedSynthetic (swap) | EUR 10.8bnas of 2026-06-30 | 2015-08 | ACWIE (SIX, EUR) no USD listing, trades in EUR on SIXACWIE (Borsa Italiana, EUR) | |
| Amundi MSCI All Country World Swap UCITS ETF EUR AccLU1829220216 · Amundi · LuxembourgSwap-based MSCI ACWI. Added for Wiener Börse coverage. TER 0.45%, above the physical all-world ETFs in this list. | 0.45% | AccumulatingSynthetic (swap) | EUR 2.6bnas of 2026-09-30 | 2018-11 | LYY0 (Xetra, EUR) no USD listing, trades in EUR on XetraACWI (Borsa Italiana, EUR) · ACWI (Euronext Paris, EUR) |
30% · Developed Europe equity
| # | ETF | TER | Type | Fund size | Since | Listings (ticker, exchange, trading currency) – USD line first |
|---|---|---|---|---|---|---|
| Amundi Core STOXX Europe 600 UCITS ETF AccLU0908500753 · Amundi · Luxembourg | 0.07% | AccumulatingPhysical | EUR 21.3bnas of 2026-09-30 | 2024-02 | MEUS (LSE, USD)LYP6 (Xetra, EUR) · MEUD (LSE, GBP, quoted in pence) · MEUD (Borsa Italiana, EUR) · MEUD (Euronext Paris, EUR) | |
| Vanguard FTSE Developed Europe UCITS ETF (EUR) DistributingIE00B945VV12 · Vanguard · Ireland | 0.10% | DistributingPhysical | EUR 7.8bnas of 2026-10-21 | 2013-05 | VEUD (LSE, USD)VEUR (SIX, CHF) · VGEU (Xetra, EUR) · VEUR (LSE, GBP) · VEUR (Borsa Italiana, EUR) · VEUR (Euronext AMS, EUR) · VEUR (Euronext Paris, EUR) | |
| Vanguard FTSE Developed Europe UCITS ETF (EUR) AccumulatingIE00BK5BQX27 · Vanguard · Ireland | 0.10% | AccumulatingPhysical | EUR 7.8bnas of 2026-10-21 | 2019-07 | VWCG (LSE, USD)VWCG (SIX, CHF) · VWCG (Xetra, EUR) · VEUA (LSE, GBP) · VWCG (Borsa Italiana, EUR) · VWCG (Euronext AMS, EUR) | |
| HSBC MSCI Europe UCITS ETF (Dist)IE00B5BD5K76 · HSBC · Ireland"Fund size" as stated on this class's HSBC factsheet; the two MSCI Europe class factsheets show different figures, so it may be class-level. | 0.10% | DistributingPhysical (full) | EUR 447mas of 2026-09-30 | 2010-06 | HMEU (SIX, USD)HMEU (SIX, EUR) · H4ZE (Xetra, EUR) · HMEU (LSE, GBP, quoted in pence) · HMEU (Borsa Italiana, EUR) · HEU (Euronext Paris, EUR) | |
| HSBC MSCI Europe UCITS ETF EUR (Acc)IE000ZQOIPB1 · HSBC · Ireland"Fund size" as stated on this class's HSBC factsheet; the two MSCI Europe class factsheets show different figures, so it may be class-level. | 0.10% | AccumulatingPhysical (full) | EUR 120mas of 2026-09-30 | 2022-07 | HMEA (LSE, USD)HMES (LSE, GBP) · HMEA (Borsa Italiana, EUR) · HMES (Euronext Paris, EUR) | |
| Amundi Core MSCI Europe UCITS ETF AccLU1437015735 · Amundi · Luxembourg | 0.12% | AccumulatingPhysical | EUR 8.3bnas of 2026-09-30 | 2016-06 | CEU2 (LSE, USD)CEU2 (Xetra, EUR) · CEG2 (LSE, GBP, quoted in pence) · CEU2 (Borsa Italiana, EUR) · CEU2 (Euronext Paris, EUR) | |
| Xtrackers MSCI Europe UCITS ETF 1CLU0274209237 · Xtrackers (DWS) · LuxembourgDWS lists the share-class currency as USD; the fund holds European equities in local currencies. | 0.12% | AccumulatingPhysical (full) | GBP 7.1bnas of 2026-10-20 | 2007-01 | XMED (LSE, USD)XMEU (SIX, CHF) · XMEU (Xetra, EUR) · XMEU (LSE, GBP, quoted in pence) · XMEU (Borsa Italiana, EUR) | |
| Xtrackers MSCI Europe UCITS ETF 2C USD HedgedLU1184092051 · Xtrackers (DWS) · Luxembourg | 0.30% | Accumulating USD-hedgedPhysical (full) | GBP 7.1bnas of 2026-10-20 | 2015-02 | XEOU (LSE, USD)XEOU (SIX, USD) | |
| Amundi Prime Europe UCITS ETF AccLU2089238039 · Amundi · Luxembourg | 0.05% | AccumulatingPhysical | EUR 676mas of 2026-09-30 | 2019-01 | PRAE (Xetra, EUR) no USD listing, trades in EUR on Xetra | |
| iShares Core MSCI Europe UCITS ETF EUR (Acc)IE00B4K48X80 · iShares · Ireland | 0.12% | AccumulatingPhysical (optimised) | EUR 15.9bnas of 2026-10-19 | 2009-09 | SMEA (LSE, GBP, quoted in pence) no USD listing, trades in GBP on LSEIMEA (SIX, CHF) · EUNK (Xetra, EUR) · SMEA (Borsa Italiana, EUR) · IMAE (Euronext AMS, EUR) | |
| Amundi Core MSCI Europe UCITS ETF DistLU1737652310 · Amundi · LuxembourgDistributing class listed alongside LU1437015735 in the same Amundi factsheet with the same fee; its own launch date is not stated there. | 0.12% | DistributingPhysical | EUR 8.3bnas of 2026-09-30 | n/a | CE2D (LSE, GBP, quoted in pence) no USD listing, trades in GBP on LSE10AI (Xetra, EUR) | |
| Xtrackers MSCI Europe UCITS ETF 1DLU1242369327 · Xtrackers (DWS) · LuxembourgDWS lists the share-class currency as USD; the fund holds European equities in local currencies. | 0.12% | DistributingPhysical (full) | GBP 7.1bnas of 2026-10-20 | 2015-09 | XIEE (Xetra, EUR) no USD listing, trades in EUR on Xetra | |
| Xtrackers Stoxx Europe 600 UCITS ETF 1CLU0328475792 · Xtrackers (DWS) · Luxembourg | 0.20% | AccumulatingPhysical (full) | GBP 4.8bnas of 2026-10-20 | 2009-01 | XSX6 (LSE, GBP, quoted in pence) no USD listing, trades in GBP on LSEXSX6 (Xetra, EUR) · XSX6 (Borsa Italiana, EUR) |
Rebalancing
Over time, the actual weights drift away from the targets as markets move. The statistics above assume a return to target weights every month. Many investors rebalance less often (for example once a year, or when a weight drifts by more than about 5 percentage points), or direct new contributions to the underweight fund. Each trade can trigger costs and, in some countries, taxes. Rules vary by country and tax residence; this is general information, not tax advice.